.ubc-sim{--navy:#1B2A47;--yellow:#F5B924;--yellow-dark:#E0A500;--white:#fff;--paper:#F4F5F7;--ink:#1B2A47;--muted:#6B7890;--muted-light:#B8C1D2;--line:#E6E9EF;--green:#2FA26B;font-family:'Inter',system-ui,sans-serif;color:var(--ink)}
.ubc-sim *{box-sizing:border-box}
.ubc-sim .sim-head{max-width:640px;margin:0 auto 34px}
.ubc-sim .eyebrow{font-family:'Poppins',sans-serif;font-weight:600;font-size:14px;color:var(--yellow);margin-bottom:8px}
.ubc-sim .title{font-family:'Poppins',sans-serif;font-weight:700;font-size:clamp(26px,4vw,40px);line-height:1.12;color:#fff;letter-spacing:-.01em;margin:0}
.ubc-sim .sub{color:var(--muted-light);margin-top:14px;font-size:16px;line-height:1.65}
.ubc-sim .grid{display:grid;grid-template-columns:1.05fr .95fr;gap:22px;align-items:start;max-width:1100px;margin:0 auto}
@media(max-width:880px){.ubc-sim .grid{grid-template-columns:1fr}}
.ubc-sim .card{background:#fff;border-radius:10px;padding:clamp(22px,3vw,30px);box-shadow:0 20px 50px -22px rgba(27,42,71,.35)}
.ubc-sim .card-title{font-family:'Poppins',sans-serif;font-weight:600;font-size:13px;letter-spacing:.02em;text-transform:uppercase;color:var(--muted);margin-bottom:16px;margin-top:0;display:flex;align-items:center;gap:8px}
.ubc-sim .card-title .num{display:inline-grid;place-items:center;width:22px;height:22px;border-radius:50%;background:var(--yellow);color:var(--navy);font-weight:700;font-size:12px;font-family:'Poppins',sans-serif}
.ubc-sim .types{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-bottom:26px}
.ubc-sim .type{position:relative;text-align:left;cursor:pointer;border:1.5px solid var(--line);border-radius:8px;padding:15px 15px 14px;background:#fff;color:var(--ink);transition:border-color .2s,background .2s,transform .2s;font:inherit}
.ubc-sim .type:hover{transform:translateY(-2px);border-color:var(--yellow)}
.ubc-sim .type.active{border-color:var(--yellow);background:#FEF9EC}
.ubc-sim .type .ic{font-size:20px;display:block;margin-bottom:7px}
.ubc-sim .type .nm{font-weight:600;font-size:14.5px;font-family:'Poppins',sans-serif}
.ubc-sim .type .dsc{font-size:12px;color:var(--muted);margin-top:2px;line-height:1.35}
.ubc-sim .demo{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:24px}
.ubc-sim .stat{border:1px solid var(--line);border-radius:8px;padding:13px 13px 11px;background:var(--paper)}
.ubc-sim .stat .k{font-size:10.5px;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);font-weight:500}
.ubc-sim .stat .v{font-family:'Poppins',sans-serif;font-weight:700;font-size:18px;margin-top:5px;color:var(--navy)}
@media(max-width:520px){.ubc-sim .demo{grid-template-columns:1fr;gap:8px}.ubc-sim .types{grid-template-columns:1fr}}
.ubc-sim label.fieldlbl{display:block;font-size:13px;color:var(--muted);margin-bottom:9px}
.ubc-sim .money{display:flex;align-items:center;border:1.5px solid var(--line);border-radius:8px;background:#fff;padding:0 16px;transition:border-color .2s}
.ubc-sim .money:focus-within{border-color:var(--yellow)}
.ubc-sim .money .cur{font-family:'Poppins',sans-serif;font-weight:700;color:var(--yellow-dark);font-size:22px;margin-right:6px}
.ubc-sim .money input{flex:1;background:transparent;border:none;outline:none;color:var(--ink);font-family:'Poppins',sans-serif;font-weight:700;font-size:28px;padding:14px 0;width:100%}
.ubc-sim .range{width:100%;margin-top:18px;-webkit-appearance:none;appearance:none;height:6px;border-radius:6px;background:linear-gradient(90deg,var(--yellow),var(--yellow) var(--fill,20%),var(--line) var(--fill,20%));outline:none}
.ubc-sim .range::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:22px;height:22px;border-radius:50%;background:var(--yellow);cursor:pointer;border:3px solid #fff;box-shadow:0 3px 10px rgba(245,185,36,.6)}
.ubc-sim .range::-moz-range-thumb{width:20px;height:20px;border-radius:50%;background:var(--yellow);cursor:pointer;border:3px solid #fff}
.ubc-sim .quick{display:flex;gap:8px;margin-top:15px;flex-wrap:wrap}
.ubc-sim .chip{border:1px solid var(--line);background:#fff;color:var(--muted);font-size:12px;padding:7px 13px;border-radius:20px;cursor:pointer;transition:.18s;font-family:'Inter',sans-serif;font-weight:500}
.ubc-sim .chip:hover{border-color:var(--yellow);color:var(--yellow-dark);background:#FEF9EC}
.ubc-sim .result{position:sticky;top:20px;display:flex;flex-direction:column;min-height:100%}
.ubc-sim .result .lead{font-family:'Poppins',sans-serif;font-weight:600;font-size:12px;letter-spacing:.05em;text-transform:uppercase;color:var(--yellow-dark);margin-bottom:6px}
.ubc-sim .payout{font-family:'Poppins',sans-serif;font-weight:800;font-size:clamp(42px,6.5vw,64px);line-height:1;letter-spacing:-.02em;color:var(--navy)}
.ubc-sim .payout .c{color:var(--yellow-dark);font-size:.5em;vertical-align:.4em;margin-right:3px}
.ubc-sim .roi-line{color:var(--green);font-family:'Poppins',sans-serif;font-weight:600;margin-top:10px;font-size:15px;display:flex;align-items:center;gap:7px}
.ubc-sim .breakdown{margin-top:24px;border-top:1px solid var(--line);padding-top:20px;display:grid;gap:13px}
.ubc-sim .row{display:flex;justify-content:space-between;align-items:baseline;font-size:14px}
.ubc-sim .row .lab{color:var(--muted)}
.ubc-sim .row .val{font-family:'Poppins',sans-serif;font-weight:600;color:var(--ink)}
.ubc-sim .row.total{border-top:1px dashed var(--line);padding-top:13px;margin-top:2px}
.ubc-sim .row.total .val{color:var(--yellow-dark);font-size:18px;font-weight:700}
.ubc-sim .timeline{margin-top:22px}
.ubc-sim .timeline .cap{font-size:12px;color:var(--muted);margin-bottom:9px;display:flex;justify-content:space-between}
.ubc-sim .bar{height:8px;border-radius:8px;background:var(--line);overflow:hidden;position:relative}
.ubc-sim .bar span{position:absolute;left:0;top:0;bottom:0;width:0;border-radius:8px;background:linear-gradient(90deg,var(--yellow),var(--yellow-dark));transition:width 1.1s cubic-bezier(.2,.8,.2,1)}
.ubc-sim .cta{margin-top:auto;padding-top:24px}
.ubc-sim .cta button{width:100%;border:none;cursor:pointer;border-radius:8px;padding:16px;font-family:'Poppins',sans-serif;font-weight:600;font-size:15px;background:var(--yellow);color:var(--navy);display:inline-flex;align-items:center;justify-content:center;gap:10px;transition:background .2s,transform .18s,box-shadow .25s;box-shadow:0 10px 24px -10px rgba(245,185,36,.7)}
.ubc-sim .cta button:hover{background:var(--yellow-dark);transform:translateY(-2px)}
.ubc-sim .cta button svg{width:18px;height:18px;fill:var(--navy)}
.ubc-sim .disclaimer{font-size:11px;color:var(--muted);margin-top:12px;text-align:center;line-height:1.5}
.ubc-sim .pulse{animation:ubcpulse .5s ease}
@keyframes ubcpulse{0%{transform:scale(1)}40%{transform:scale(1.03)}100%{transform:scale(1)}}
@media(prefers-reduced-motion:reduce){.ubc-sim *{animation:none!important;transition:none!important}}